New Dirigo plan centers on claims fee
The insurers in Maine pay a fixed fee to 1.8 percent of their clients, the claims under a plan of democracy for the financing of the State Supported DirigoChoice insurance.
Proponents of the plan say that would be the end of their struggles with insurers about the size of the annual margin of between 1.85 and 2.4 percent. The amount is based as much money DirigoChoice in unversichert, health and other initiatives have saved the health system during a year.
“I think most importantly, what we are looking for in terms of funding, stability,” said House Majority Leader Hannah Pingree, the bill for the organizer.
But opponents argue that the bill is not on the fact that insurers, policyholders and employers who still use margin, and will continue to buildings Premium bills for their clients.
“It’s always the same people who are struggling with their own costs of health insurance,” said Kris Ossenfort, a lobbyist for the Maine State Chamber of Commerce.
Together with the part of the legislative authority planned next Wednesday, both sides have to win the race legislator on their side. The plan should be to get slip in the House of Representatives, where many Republicans Democrats 90-59.
But it is not clear whether it can win the Senate, where Democrats, Republicans exceeded in a single legislator. At least one Democrat, Senator Nancy Sullivan of Biddeford, is against the law, there is ample cigarette taxes of $ 2 to $ 2.50 for financing DirigoChoice health and other initiatives.
Pingree, “she said achieve Republican senators, like that of Knox County, where the price on the ability of the insurance program to pay is greatly appreciated. More than 360 companies and 350 small landowners of the policy have signed individual, “said Pingree.
Senator Christina Savage of the European Union is among the Republicans, who said she had not yet their heads above the plane. She said she has always Pingree’s with the law as a whole, there are changes on the different health insurance market, among others.
“I will vote what I think, in my mind, is best for the state and my district,” said Savage.
Support for the proposed legislation is the insurer Harvard Pilgrim, which administers the program and the State of Maine Health’s biggest owner of Health and the Maine Medical Center.
Anthem Blue Cross Blue Shield of Maine, the state of the main private insurers and a former director of the DirigoChoice, adopt a neutral position on the bill.
Anthem spokesman Mark Ishkanian said increase in the tobacco tax is a healthy move, but maintaining the tax on insurers is wrong-pipe.
As the Board of the State, Anthem would like to see DirigoChoice subsidized by the General Fund, which are competing against other interests, “rather than the burden of those already on insurance,” said Ishkanian.
DirigoChoice is due to run out of money in February 2009, despite the tax for insurers. Little information on the funds, the program suppressed registration in the past year. Pingree, said the program has now about 13000 candidates.
Nathan Eldridge, as a self-employed person, commercial photographer in Portland, whose family has been amended by DirigoChoice for a period of three years, he said concern is growing on the financing of battles.
“It is about Maine motto” I lead, “so why not support its Maine independent company?” Eldridge said.
Eldridge, says he pays $ 379 per month for himself, his wife and 2 year old son, and her daughter will soon be newborns on the plan. The deductible is $ 500 per person and $ 1200 for the family.
After pressing share, Dirigo would cover 80 percent of costs. Eldridge said he saw, but cheaper, they cover fewer service plans, and $ 10000 of the insured “, which I did not move.”
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